Multi-year policies are a great way to top up your savings and strengthen the financial safety net that health insurance provides.
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To ensure that the hospital bills are paid in full by the insurer in spite of your basic health insurance plan falling short in meeting the hospital bill amount, you need to have a Super Top-Up plan.
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Insurers provide a free look period of 15 days starting from the date of receipt of the critical illness policy document.
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If a taxpayer has paid excess tax, but fails to file the ITR within the due date, the first question that comes to his/her mind is, if he/she will be able to get the refund.
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If a policyholder has paid a premium on life insurance to insure his or her life or on the life of the spouse or any child of the assessee and in the case of HUF, then such premiums paid are eligible for benefit under section 80C.
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It is no doubt that ITR-1 is the most popular income tax return form. As per the data available on the income tax department website, over the past three years, out of the total income tax returns (ITRs) e-filed, more than 45% have been in ITR-1.
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As buying a life insurance plan is for protecting one’s family in the long run, the policyholder should go for an an adequate sum assured, pay the premium on time, know the surrender value and the various riders such as critical illnesses, permanent disability, accidental death benefit associated with it.
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After taking no steps to save taxes, many people feel helpless at the time of filing their Income Tax Return (ITR) as they end up paying heavy taxes.
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A judicious mix of term, endowment/whole-life and annuity insurance policies can meet the most sensitive goals of life
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Monkeypox virus can be transmitted from one person to another by close contact with an infected person or animal.
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Insurance payment: There are many ways in which policyholders can ensure better coverage for themselves while paying less at the same time
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Studying abroad is a dream come true for many. However, for studying in a foreign university, one has to arrange funds to pay admission fee, tuition fees, buy tickets to travel to the country for admission, accommodation, food, etc. So, in the absence of scholarships, arranging funds becomes a challenge for the students belonging to not so wealthy families.
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The central government on Thursday decided to keep interest rates unchanged on small savings schemes, including Sukanya Samriddhi Yojana, Senior Citizens Savings Scheme or Public Provident Fund (PPF), for the July-September 2022 quarter. It is the ninth time in a row that the interest rates on these schemes have not changed.
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India faces the twin problems of having to deal with a high rate of infectious diseases and growing incidences of chronic diseases, which is a result of the sedentary lifestyle we have been leading.
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Health emergencies could come knocking on doors without much warning and yet a very small section of people in India purchase health insurance policies in their early 20s.
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In modern times, health insurance is an absolute necessity. It covers the cost of medical care as well as other related expenses. Understanding how health insurance works is crucial before purchasing this policy. We lay it out in detail for you.
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Insurance is not taken seriously in India as is shown by low penetration figures of the sector. Here are a few reasons why it is important to get insured at the earliest.
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Build an insurance portfolio in such a way, that it supports the individual’s investment plans, and ensures that the financial goals are intact, in case of any unforeseen situation.
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